What to do if your UPI transfer fails?

The failed transaction amount will usually be reversed back to your bank account within 24 working hours. If not, please contact your bank’s customer support for assistance.

The common error codes from the National Payments Corporation of India (NPCI) are:

Code	Description
AM	MPIN Not Set By Customer
B1	Registered Mobile Number Linked To The Account Has Been Changed/Removed
BT	Acquirer/Beneficiary Unavailable (Timeout)
U09	Reqauth Time Out For Pay
U16	Risk Threshold Exceeded
U18	Request Authorisation Acknowledgment Is Not Received
U28	PSP Not Available
U30	Debit has been failed
U54	Transaction ID Or Amount In Credential Block Does Not Match With That In Reqpay
U66	Device Fingerprint Mismatch
U67	Debit Timeout
U69	Collect Expired
UT	Remitter/Issuer Unavailable (Timeout)
XH	Account Does Not Exist (Remitter)
YD	Do Not Honour (BENEFICIARY)
YE	Remitting Account Blocked/Frozen
Z6	Number Of PIN Tries Exceeded
Z7	Transaction Frequency Limit Exceeded As Set By Remitting Member
Z8	Per Transaction Limit Exceeded as Set by Remitting Member
Z9	Insufficient Funds In Customer (Remitter) Account
ZA	Transaction Declined By Customer
ZE	Transaction Not Permitted To VPA by the PSP
ZG	VPA Restricted By Customer
ZH	Invalid Virtual Address
ZM	Invalid MPIN